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Indiana Seller Disclosure Form & Every Document You Need — Free
⚠️ Disclaimer: This page provides general information about Indiana real estate documents and does not constitute legal advice. For legal questions regarding contracts, disclosures, or closing procedures, consult a licensed Indiana real estate attorney. Josh Pavich is a licensed real estate agent available for professional consultation.
One of the biggest risks FSBO sellers face is missing a required disclosure or using the wrong contract. Miss one form and you could face legal liability after closing — or lose your buyer entirely.
We’ve assembled every document you need in one place. Download them, fill them out, and sell with confidence.
Required Indiana Disclosures
Indiana law requires these forms to be completed and provided to the buyer before accepting an offer:
1. Seller’s Residential Real Estate Sales Disclosure (Form 46234)
The Indiana seller disclosure form is the big one. Indiana Code § 32-21-5 requires sellers to disclose known material defects covering structural, mechanical, environmental, and property condition issues. Failure to disclose known defects can result in lawsuits after closing.
📄 Download Indiana Seller’s Disclosure Form (PDF) →
Pro tip: Be thorough and honest. Over-disclosing protects you legally. Under-disclosing exposes you to post-closing claims.
2. Lead-Based Paint Disclosure (Federal — Pre-1978 Homes)
If your home was built before 1978, federal law requires you to disclose known lead-based paint hazards and provide the EPA pamphlet “Protect Your Family From Lead in Your Home.” This applies to ALL sellers nationwide — not just Indiana.
📄 EPA Lead Paint Disclosure Resources →
Transaction Documents
3. Indiana Residential Purchase Agreement
The purchase agreement is the contract between you and your buyer. It covers price, earnest money, contingencies, closing date, and terms of sale. This is where most FSBO sellers make costly mistakes.
⚠️ Important: We strongly recommend having a real estate attorney review any purchase agreement before signing. Indiana does not require attorney involvement, but a $300-500 attorney review can save you $10,000+ in mistakes.
📄 Indiana Purchase Agreement Templates (eForms) →
4. Buyer’s Inspection Response
After the buyer’s home inspection, they’ll submit repair requests. You’ll need to respond — either agreeing, countering, or declining. Know your rights:
- You are NOT required to fix everything — only what you agreed to in the purchase agreement
- Safety issues and code violations are typically non-negotiable
- Cosmetic requests can usually be declined
- Offering a credit instead of making repairs gives you more control
Closing Documents
5. Title & Closing Checklist
Your title company handles most closing documents, but as the seller you should prepare:
- Current mortgage payoff statement — Contact your lender 2-3 weeks before closing
- HOA documents — If applicable, including dues, rules, and any pending assessments
- Home warranty transfer — If you have an active warranty, check if it transfers to the buyer
- Keys, garage openers, codes — All access items collected for transfer at closing
- Utility information — List of all utility providers for the buyer to transfer
- Receipts for recent repairs/upgrades — Especially HVAC, roof, and plumbing work
The FSBO Timeline — What to Do When
- Week 1-2: Complete seller’s disclosure, get pre-listing inspection ($300-500), order title search
- Week 2-3: Stage home, professional photos, list on MLS (flat-fee service $200-400)
- Week 3-6: Showings, open houses, review offers
- Week 6-8: Under contract — inspections, appraisal, negotiate repairs
- Week 8-10: Closing — final walkthrough, sign documents, hand over keys
Need Help With Any of This?
These documents and checklists cover the DIY path. But if you hit a snag — multiple offers, tough negotiations, legal questions, inspection surprises — you don’t have to figure it out alone.
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Call directly: (219) 508-8579
Josh Pavich — Licensed Real Estate Agent | Weichert, Realtors® — Shoreline
AI-Powered Real Estate for Northwest Indiana
Disclaimer: The documents and information provided on this page are for educational purposes only and do not constitute legal advice. We recommend consulting with a licensed Indiana real estate attorney before signing any contracts or completing any real estate transaction. Laws and forms may change — always verify you are using the most current versions.
Understanding the Indiana Seller Disclosure Form
The Indiana seller disclosure form (Form 46234) is legally required for most residential real estate transactions in the state. This seller disclosure document covers everything from structural issues and water damage to environmental hazards and property boundaries. Completing your seller disclosure accurately protects you from future legal liability and builds trust with potential buyers.
Common Seller Disclosure Mistakes to Avoid
Many FSBO sellers make costly errors on their seller disclosure forms. Failing to disclose known defects, providing incomplete information, or misunderstanding what’s required can lead to lawsuits after closing. Common items that must be disclosed include: foundation cracks, roof leaks, HVAC system age and condition, water heater issues, plumbing problems, electrical defects, pest infestations, and any environmental contamination.
Download the official Indiana seller disclosure form above and complete it thoroughly. If you’re unsure about any section, call Josh at (219) 508-8579 for guidance. With his HVAC and real estate expertise, he can help you navigate the mechanical and structural sections of the seller disclosure with confidence. Back to the full FSBO toolkit.
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