Facing foreclosure, divorce, or a property you can’t sell the traditional way? I help Northwest Indiana homeowners find real solutions — fast. Whether you need to stop a foreclosure, negotiate with your lender, or get a cash offer on a property that’s not market-ready, I’ve done it before and I can help you now.
🚨 Facing Foreclosure? Need a Cash Offer? Going Through a Divorce?
Same-Day Emergency Consultation: (219) 508-8579
Your Distressed Property Specialist in Northwest Indiana
I’m Josh Pavich — a broker with over a decade of experience in Northwest Indiana real estate, specializing in distressed properties. I’ve negotiated directly with lenders to stop foreclosures, facilitated short sales, helped divorcing couples divide property fairly, and connected sellers with cash buyers when traditional listings aren’t an option. My approach is simple: assess your situation honestly, lay out every option, and execute the one that protects you the most.
“Josh helped us avoid foreclosure on our Portage home when we thought all hope was lost. His Northwest Indiana expertise and direct lender negotiations saved our family’s home. We can’t thank him enough.”
— The Rodriguez Family, Portage, IN
How I Help
Stopping Foreclosure
If you’ve received a foreclosure notice, time matters. I negotiate directly with lenders to halt proceedings, explore loan modification and forbearance options, and build a plan to get you back on track. If keeping the home isn’t realistic, I’ll help you exit with the least damage to your credit and finances.
Pre-Foreclosure Strategy
Caught between missed payments and a foreclosure filing? This is the window where the most options exist. I’ll analyze your timeline, negotiate with your lender, and determine whether a loan modification, short sale, deed-in-lieu, or repayment plan gives you the best outcome. Acting early is always better than waiting.
Divorce & Property Division
Divorce is hard enough without the stress of figuring out what to do with the house. I provide neutral, fair-minded guidance on dividing real estate assets — whether that means selling the property, buying out one party, or structuring a transition that works for both sides. Discretion guaranteed.
Loss Mitigation & Rental Transitions
Sometimes the best move isn’t selling — it’s restructuring. I help property owners explore loss mitigation strategies to protect their investment, transition properties into rentals for cash flow, or connect with investors who can take the property off your hands quickly. Every situation is different, and I’ll give you an honest assessment of what makes sense for yours.
Why Work With Josh
- 10+ Years in NWI Real Estate — I know the local market, the lenders, the attorneys, and the process inside and out.
- Direct Lender Negotiation — I don’t hand you off to a third party. I pick up the phone and negotiate with your lender myself.
- Same-Day Response — Foreclosure moves fast. So do I.
- No Pressure, No Judgment — Distressed situations are stressful. I’m here to solve problems, not add to them.
Frequently Asked Questions
How quickly can you help stop a foreclosure?
I offer same-day consultation for urgent cases. If you’ve received a foreclosure notice, call (219) 508-8579 immediately — the sooner we start, the more options you have.
What are my pre-foreclosure options?
Options include loan modification, short sale, deed-in-lieu of foreclosure, forbearance, and repayment plans. Which one fits depends on your specific situation — that’s what the consultation is for.
How does divorce affect my property?
Indiana is an equitable distribution state, meaning property is divided fairly (not always 50/50). I help both parties understand the home’s value and work toward a resolution — whether that’s selling, refinancing, or a buyout.
Can you help if my home isn’t in good condition?
Yes. I work with cash buyers and investors who purchase properties as-is. No repairs, no staging, no waiting for the perfect buyer. We can often close in 2-3 weeks.
Serving All of Northwest Indiana
Portage · Valparaiso · Chesterton · Hobart · Merrillville · Crown Point · Lake Station · Gary · Hammond · all of NWI
Valparaiso · Portage · Sell My Home NWI
Get Help Now
Every situation is different. Tell me what’s going on and I’ll give you an honest assessment of your options — no cost, no obligation.
📞 (219) 508-8579 · ✉️ Josh_pavich@protonmail.com
Your information is confidential and will not be shared with third parties.
Josh Pavich · 6445 US HWY RT 6, Portage, Indiana 46368 · (219) 508-8579 · Josh_pavich@protonmail.com